MDS Capital Lending is a licensed mortgage broker, California Department of Real Estate, DRE #02313706, NMLS ID: 2739502. All loan programs, rates, and terms are subject to final credit and borrower approval, including but not limited to verification of income, assets, credit history, and property valuation. This advertisement does not constitute an offer to lend or a commitment to provide a loan. Not all applicants will qualify. Programs, rates, and terms are subject to change without notice. Equal Housing Opportunity.